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Jennifer Lang Financial Services, LLC.
When Dr. Wade D. Pfau published his new report on Fixed Index Annuities, everyone took notice.
"Purchasing a deferred fixed annuity at present, has the potential to outperform other fixed-income strategies, even in a rising rate environment."
- Dr. Wade D. PfauPh.D.,CFA
Renowned Author and Professor of Retirement Income at The American College, Dr. Wade D. Pfau holds a doctorate of economics from Princeton University and shares his expertise on safety first retirement planning.
If you have a $500,000 portfolio, you must read this free report today.
Learn new ways to optimize your retirement portfolio now.
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FIAs should be compared to insurance products, not investment security products like mutual funds.
The Stock Market offers you no guarantee of loss. It does however, offer a disclaimer that says, trading and investing involves risk, please do not trade and invest with money you cannot afford to loose.
FIAs allow clients to protect the principal of their investment in the insurance product while letting the annuity be credited with growth based on certain indexes like the S&P.
FIAs allow investors to grow their principal up to a certain cap without the threat of market volatility. With an interest-rate floor, investors will never earn anything less than their investment. The security, safety and growth opportunity that FIAs offer investors makes them a solid option for retirement.
“My goal is to help our clients understand their overall financial situation first. Then we will customize a plan that fits their priorities and their budget. By doing so, clients are confident that they will achieve their goals.”
“My goal is to “teach” people about their finances, to raise their understanding so as to empower them while I help them achieve their financial goals. I see life insurance as problem solving. My goal is to build a bond of trust which I consider a sacred connection with grateful clients.”
“I love the part of educating my clients and having the ability to protect them, to meet there goals and even help reach there financial goals. I love the peace of mind I can afford them and the ability to be a one stop shopping source when it comes to Life Insurance and Annuities. .”
“I like helping people. My goal is to work with my clients and put together a complete plan that takes care of their today and protects them for tomorrow.”
The data on using FIA as a bond replacement in retirement income planning look very favorable.
One thing that FIAs can do that most other investments, strategies or products cannot, is provide a steady income for life.
Any interest gains earned within the account, aren't taxed until investors withdraw their money, providing them with tax-free growth.
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